Liability Insurance
We are proud to announce our new performer liability insurance coverage with Cadence Insurance. The 2023 plan includes the following improvements over our current policy:
· A dedicated I.B.M. service manager.
· Unlimited Certificates of Insurance as requested by venues.
· Coverage of spectators while on stage.
· provides higher coverage, no-cost addition of clients and venues anytime, and best of all...your onstage volunteers are now covered as well!
· Policy can be purchase on a date of your choosing with a full year of coverage
All these features and more make ours the best choice in performer insurance today. See below for more information.
Presents an exclusive I.B.M. program presented via a National Insurance Broker and an A.M. Best “A” rated carrier.
Cadence Insurance has a legacy dating back to 1882, and they are licensed in all 50 states. They rate among the top 40 U.S. Brokerage Firms, and they have nearly 680 insurance professionals.
The I.B.M. service representatives are:
Blake E Evans, CIC CAWC CISR - Senior Producer
Bridget Gustafson - Account Manager
To apply or receive a quote for insurance, please CLICK HERE.
QUESTIONS : 1-417-841-3210
Coverages |
Option 1 |
Option 2 |
Option 3 |
Option 4 |
Option 5 |
Commercial General Liability |
Limits |
Limits |
Limits |
Limits |
Limits |
Each Occurrence |
$1,000,000 |
$2,000,000 |
$3,000,000 |
$4,000,000 |
$5,000,000 |
General Aggregate (Other than products completed |
$5,000,000 |
$5,000,000 |
$5,000,000 |
$5,000,000 |
$5,000,000 |
Products Completed (operations aggregate) |
$1,000,000 |
$2,000,000 |
$3,000,000 |
$4,000,000 |
$5,000,000 |
Personal and Advertising Injury |
Excluded |
Excluded |
Excluded |
Excluded |
Excluded |
Legal Liability to Participants |
$1,000,000 |
$2,000,000 |
$3,000,000 |
$4,000,000 |
$5,000,000 |
Damage to Premises Rented to You (fire legal liability) |
$1,000,000 |
$1,000,000 |
$1,000,000 |
$1,000,000 |
$1,000,000 |
Medical Expense (other than participants) |
$5,000 |
$5,000 |
$5,000 |
$5,000 |
$5,000 |
Medical Expense to Participants |
$5,000 |
$5,000 |
$5,000 |
$5,000 |
$5,000 |
Annual Cost (based on annual income) |
|
|
|
|
|
$ 30,000 or less |
$231 |
$339 |
$589 |
$839 |
$1,089 |
$ 30,001 - $100,000 |
$350 |
$518 |
$768 |
$1,018 |
$1,268 |
$100,001 - $200,000 |
$664 |
$989 |
$1,239 |
$1,489 |
$1,739 |
$200,001 - $300,000 |
$989 |
$1,476 |
$1,726 |
$1,976 |
$2,226 |
Please note the master plan is for members living in the United States. The policy will extend to Puerto Rico and Canada, but the suit must be brought back to the United States. This requirement is standard for all insurance companies.
We can assist members living in other countries; however, because each country has its own laws and regulations, we are unable to offer one program that encompasses all members living outside of the United States. We can also assist with Special Events coverage, Personal Lines coverage and any other Commercial Business needs that the members may have.