Liability Insurance

We are proud to announce our new performer liability insurance coverage with Cadence Insurance. The 2023 plan includes the following improvements over our current policy:

 

·       A dedicated I.B.M. service manager.

·       Unlimited Certificates of Insurance as requested by venues.

·       Coverage of spectators while on stage.

·       provides higher coverage, no-cost addition of clients and venues anytime, and best of all...your onstage volunteers are now covered as well!

·       Policy can be purchase on a date of your choosing with a full year of coverage

 

All these features and more make ours the best choice in performer insurance today. See below for more information.

 

 

Presents an exclusive I.B.M. program presented via a National Insurance Broker and an A.M. Best “A” rated carrier.

 

Cadence Insurance has a legacy dating back to 1882, and they are licensed in all 50 states. They rate among the top 40 U.S. Brokerage Firms, and they have nearly 680 insurance professionals.

 

The I.B.M. service representatives are:

 

Blake E Evans, CIC CAWC CISR - Senior Producer

Bridget Gustafson - Account Manager

 

To apply or receive a quote for insurance, please CLICK HERE

 

QUESTIONS :           1-417-841-3210

 

Coverages

Option 1

Option 2

Option 3

Option 4

Option 5

Commercial General Liability

Limits

Limits

Limits

Limits

Limits

Each Occurrence

$1,000,000

$2,000,000

$3,000,000

$4,000,000

$5,000,000

General Aggregate (Other than products completed

$5,000,000

$5,000,000

$5,000,000

$5,000,000

$5,000,000

Products Completed (operations aggregate)

$1,000,000

$2,000,000

$3,000,000

$4,000,000

$5,000,000

Personal and Advertising Injury

Excluded

Excluded

Excluded

Excluded

Excluded

Legal Liability to Participants

$1,000,000

$2,000,000

$3,000,000

$4,000,000

$5,000,000

Damage to Premises Rented to You (fire legal liability)

$1,000,000

$1,000,000

$1,000,000

$1,000,000

$1,000,000

Medical Expense (other than participants)

$5,000

$5,000

$5,000

$5,000

$5,000

Medical Expense to Participants

$5,000

$5,000

$5,000

$5,000

$5,000

Annual Cost (based on annual income)

 

 

 

 

 

$ 30,000 or less

$231

$339

$589

$839

$1,089

$ 30,001 - $100,000

$350

$518

$768

$1,018

$1,268

$100,001 - $200,000

$664

$989

$1,239

$1,489

$1,739

$200,001 - $300,000

$989

$1,476

$1,726

$1,976

$2,226

 

Please note the master plan is for members living in the United States. The policy will extend to Puerto Rico and Canada, but the suit must be brought back to the United States. This requirement is standard for all insurance companies.

 

We can assist members living in other countries; however, because each country has its own laws and regulations, we are unable to offer one program that encompasses all members living outside of the United States. We can also assist with Special Events coverage, Personal Lines coverage and any other Commercial Business needs that the members may have.